Canadian Mortgage Rates
September 23rd 2019
1 year Fixed 2.69%*
2 year Fixed 2.69%*
3 year Fixed 2.69%*
4 year Fixed 2.69%*
5 year Fixed 2.69%*
5 year Variable 2.85%*
Home Equity Line 4.45%*
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Please note the ASTERISK beside each of these interest rates. The majority of Deeply Discounted Online Mortgage Rates (including this site) have one or more of the following restrictions:

Fully Closed Mortgage.
Minimum Mortgage threshold.
“Must close by certain date” offers.
Rates only offered in certain areas.
High Prepayment Penalties.
Low Prepayment Privileges.
Registered as Collateral Charge.
High Ratio Only.
Plus more.

Before you decide on one of these mortgage products,
chat with us first!

Why Choose A Mortgage Broker

Our Lenders

About Us

HQ Mortgages Inc. allows easy access to Provincially Licensed mortgage professionals at your convenience. When our representatives are ONLINE, feel free to ask them any mortgage related question you may have. We do not ask for any of your personal information prior to engaging in this chat. After chatting with us, if you want to move forward with a mortgage application, one of our reps will contact you via phone/email to discuss further.

Who are the Mortgage Professionals behind the Chat?

All of our Mortgage Agents/Brokers are licensed with HQ Mortgages Inc., License #12174. They have a vast array of knowledge and experience to answer all of your questions. If they cannot answer your question immediately, they’ll research the question and provide you with an answer promptly via a contact method of your choice (email/phone/text).

Why use a Mortgage Agent/Broker?

Mortgage rates and products are constantly changing. It is our job as mortgage professionals to keep up with these changes. At HQ Mortgages Inc., we pride ourselves on placing you in the right mortgage product. We’ll analyze your particular situation and provide you with options. Banks, Credit Unions, Trust Companies, Caisse Populaires, Private Lenders, Short or Long Term, Fixed or Variable Rate.Open or Closed or Convertible, Home Equity Line of Credits or Hybrid. There are so many features in today’s mortgage products! We’ll help decipher what’s best for you at this particular time, while also taking into consideration your future plans as well.

Our Memberships & Awards

What Our Customers Have To Say

Chantal Parisien
Chantal Parisien
10:22 19 Oct 16
A little history on me....7 years ago I went through a divorce, and my credit was ruined. I never thought I would ever be able to get a mortgage again. I was told about Ryan Kirwan at HQ Mortgages, and I gave him a call. He coached me through building my credit, and was always available when I had questions, and because of his hard work my dreams of being a home owner is here. I never felt like just a number....I felt cared for and appreciated as a valuable customer. Thank you so much Ryan!
Julie-Anne Forest
Julie-Anne Forest
12:27 29 Apr 16
My husband and I have dealt with Ryan for the second time and each experience was flawless. He's always looking out for our best interest and that goes a long way. I would recommend him anytime. 🙂 Thanks Ryan!!!
Stephanie Letang
Stephanie Letang
03:39 07 Apr 16
Ryan has been such great help to me and my husband!! We really appreciate all he's done for us. Thanks Ryan
Laker Steel Systems
Laker Steel Systems
15:23 06 Apr 16
our company has been dealing with Ryan Kirwan Principal Broker of HQ Mortgages Inc. for the past year. We found Ryan to be honest and trustworthy. His knowledge of real estate is outstanding. Frank LaCrosse Laker Steel Systems
ronda loiselle
ronda loiselle
19:52 05 May 16
Ryan was nothing short of superb! He was efficient, professional and extremely easy to work with.
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Contact Us

Our Location

HQ Mortgages Inc.

902B Newgate Ave.

Sudbury, Ontario, P3A 5J9

Phone: 705.588.4747

Fax: 855.771.1130

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902B Newgate Ave, Sudbury, Ontario, P3A 5J9
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